• • •
• •
•
•
• • •
•
•
• • •
• •
•
• • •
o
o
o
o
o
o
o
o
o
o
o
o
250 250
200 200
150 150
100 100
50 50
0 0
2017.03 2018.03 2019.03 2020.03 2021.03 2017.03 2018.03 2019.03 2020.03 2021.03
250 250
200 200
150 150
100 100
50 50
0 0
2017.03 2018.03 2019.03 2020.03 2021.03 2019.03 2020.03 2021.03
160 160
140 140
120 120
100 100
80 80
60 60
40 40
20 20
0 0
2016.12 2017.12 2018.12 2019.12 2020.12 2016.12 2017.12 2018.12 2019.12 2020.12
•
•
•
•
•
2016.03 2017.03 2018.03 2019.03 2020.03
23,835,316 25,829,935 26,870,001 27,669,932 28,402,305
109.2 108.4 104.0 103.0 102.6
1
( 17,184,889 17,039,120 16,862,025 16,713,639 16,332,545
( 3,916,744 3,966,950 3,784,260 3,628,826 3,559,164
( 2,424,408 2,443,386 2,439,334 2,437,846 2,454,178
( 3,779,664 3,707,243 3,719,101 3,782,656 3,724,984
( 894,939 836,019 705,534 663,446 628,600
GMS( 2,368,715 2,449,327 2,460,022 2,497,666 2,488,575
( 3,800,419 3,636,192 3,753,772 3,703,150 3,477,041
154,866 185,044 181,158 185,429 192,359
567,073 682,820 489,203 448,537 704,045
( 3,731,223 5,804,469 7,009,222 7,616,979 8,598,859
( 3 2,197,265 2,118,480 2,328,391 2,705,394 2,574,495
6,869,211 6,872,520 7,475,193 8,401,843 8,787,637
28.8 26.6 27.8 30.4 30.9
2,647,699 3,058,799 3,258,251 3,778,729 4,277,571
11.1 11.8 12.1 13.7 15.1
2,685,294 3,089,290 3,309,438 3,828,776 4,343,706
11.3 12.0 12.3 13.8 15.3
1,765,821 2,125,162 2,237,787 2,634,850 3,011,401
7.4 8.2 8.3 9.5 10.6
2016.03 2017.03 2018.03 2019.03 2020.03
13,617,351 15,322,028 17,876,486 18,846,955 21,357,481
1.8 1.8 1.6 1.5 1.4
(ROA) 13.3 14.7 13.5 14.3 15.0
9,556,807 11,463,730 13,425,933 14,212,784 16,651,605
9,583,154 11,593,181 13,600,858 14,428,444 16,909,221
(ROE) 19.1 20.2 18.0 19.1 19.5
2.5 3.4 3.9 4.1 3.9
686 671 718 780 814
( 1) 5,370 5,752 5,735 5,367 5,319
1 34,745 38,495 37,423 35,474 34,892
1 2,574 3,167 3,117 3,378 3,700
:
(ROA)
(ROE)
(DOE) ROE
1 ( )
1
2016.03 2017.03 2018.03 2019.03 2020.03
239.7 310.7 314.2 309.4 352.2
9,459,391 11,286,036 13,114,307 13,447,664 15,410,096
3,946,254 3,632,780 4,174,388 4,346,133 4,375,954
5,513,137 7,653,256 8,939,919 9,101,531 11,034,142
1,978,701 2,095,006 2,972,109 3,150,371 3,637,633
378,351 396,195 464,945 384,687 366,335
1.6 1.6 1.7 1.7 1.6
3,410,634 3,604,327 3,971,197 3,954,156 3,797,975
:
1
2
2016.03 2017.03 2018.03 2019.03 2020.03
70.2 74.8 75.1 75.4 78.0
43.4 34.8 35.0 37.4 35.2
43.0 34.5 34.8 37.2 35.0
4,157,959 4,035,992 4,762,178 5,399,291 5,947,384
87,942 96,066 101,240 72,377 72,304
1,102.9 1,926.2 3,441.3 2,854.8 2,994.5
14,734 13,313 18,784 27,753 31,338
1,866 700 1,207 1,427 888
93,393 92,709 77,255 102,325 71,172
1.0 0.8 0.6 0.7 0.4
:
1
90.0
80.0
70.0
60.0
50.0
40.0
30.0
20.0
10.0
0.0
1
2016.03 2017.03 2018.03 2019.03 2020.03
1 193.43 241.34 254.13 304.55 358.18
1 1,085.29 1,301.86 1,524.72 1,690.92 1,980.27
1 50 80 55 65 72
12.9 16.6 21.6 21.3 20.1
9.11 13.01 11.79 11.51 5.45
4,402,879 4,402,836 8,805,543 8,405,373 8,408,768
3 31 5385600
1996 11 28 350,000 960 480 473,480
150,000 1,240 480 186,000
2000 5 19 1 1.2 4,896,000
2001 8 1 1 1 1,000 200
2002 1 4 1 1 200 100
2004 5 20 1 1.1 5,385,600
2017 4 1 1 2 10,771,200
2016.03 2017.03 2018.03 2019.03 2020.03
5,512,234 7,247,793 8,690,632 9,152,203 11,388,410
3,410,634 3,604,327 3,971,197 3,954,156 3,797,975
8,668 5,919 3,170 421 -
53,114 40,350 46,039 67,810 27,816
252,831 216,317 211,885 273,073 195,894
9,459,391 11,286,036 12,922,925 13,447,664 15,410,096
571,846 547,294 525,760 503,585 480,194
249,924 256,860 333,960 272,805 180,100
1,276,394 1,276,394 1,276,394 1,276,394 1,276,394
981 672 456 186 386
2,099,147 2,081,222 2,136,572 2,052,972 1,937,075
471,656 460,081 584,056 739,971 879,975
919,050 1,033,004 1,584,735 1,966,874 2,529,948
240,895 186,567 193,371 244,517 238,286
649,954 446,444 454,823 394,954 362,681
838 - - - 584
1,587,155 1,494,688 2,232,931 2,606,346 3,130,332
4,157,959 4,035,992 4,953,560 5,399,291 5,947,384
13,617,351 15,322,028 17,876,486 18,846,955 21,357,481
2016.03 2017.03 2018.03 2019.03 2020.03
93,393 92,709 77,255 84,973 60,000
- - 6,179 3,513
2,748 2,748 2,748 421 -
2,066,521 1,967,598 2,200,460 2,363,303 2,170,125
682,602 495,023 598,991 765,160 736,534
366,958 321,174 463,273 312,317 634,126
393,716 403,450 431,222 454,813 444,407
14,316 15,340 20,641 6,647 9,249
325,997 334,735 377,441 352,316 317,998
3,946,254 3,632,780 4,174,388 4,346,133 4,375,954
- - 17,351 11,172 7,658
5,919 3,170 421 - -
1,638 3,685 11,240 2,775 6,987
80,384 89,210 72,226 58,429 57,659
87,942 96,066 101,240 72,377 72,304
4,034,196 3,728,847 4,275,628 4,418,511 4,448,259
475,000 475,000 475,000 475,000 475,000
492,554 491,820 492,088 492,088 498,213
11,035,939 12,940,957 14,826,518 16,956,370 19,421,423
2,463,335 2,463,565 2,463,941 3,746,490 3,740,906
9,540,157 11,444,212 13,329,665 14,176,968 16,653,729
36,686 41,880 85,891 73,514 47,637
20,036 22,363 10,374 37,699 49,761
26,347 129,451 174,925 215,660 257,615
9,583,154 11,593,181 13,600,858 14,428,444 16,909,221
13,617,351 15,322,028 17,876,486 18,846,955 21,357,481
2016.03 2017.03 2018.03 2019.03 2020.03
23,835,316 25,829,935 26,870,001 27,669,932 28,402,305
16,966,105 18,957,414 19,394,807 19,268,088 19,614,668
6,869,211 6,872,520 7,475,193 8,401,843 8,787,637
28.8% 26.6% 27.8% 30.4% 30.9%
4,221,511 3,813,720 4,216,941 4,623,113 4,510,065
2,647,699 3,058,799 3,258,251 3,778,729 4,277,571
11.1% 11.8% 12.1% 13.7% 15.1%
7,015 7,277 12,190 20,209 23,280
7,719 6,036 6,594 7,543 8,058
59,155 43,809 46,380 47,289 56,766
73,891 57,124 65,166 75,043 88,104
1,866 700 1,207 1,427 888
18,272 - - - -
16,157 25,932 12,772 23,568 21,081
36,297 26,633 13,980 24,995 21,969
2,685,294 3,089,290 3,309,438 3,828,776 4,343,706
11.3% 12.0% 12.3% 13.8% 15.3%
44,356 - 1,577 5,299 25,660
60,885 8,440 17,149 2,346 976
2,668,764 3,080,849 3,293,866 3,831,730 4,368,391
11.2% 11.9% 12.3% 13.8% 15.4%
931,688 865,233 1,016,440 1,211,414 1,295,348
49,548 56,480 10,292 59,784 11,387
20,803 33,973 49,931 45,249 50,253
1,765,821 2,125,162 2,237,787 2,634,850 3,011,401
7.4% 8.2% 8.3% 9.5% 10.6%
2016.03 2017.03 2018.03 2019.03 2020.03
1,978,701 2,095,006 2,972,109 3,150,371 3,637,633
153,988 472,588 1,459,448 832,667 1,163,029
1,275,342 218,751 440,727 1,762,808 586,614
1,824,713 1,622,418 1,512,661 2,317,704 2,474,604
37,521 634 14,870 30,551 7,712
511,848 1,403,031 1,086,804 524,343 1,880,277
4,128,970 4,640,819 6,278,282 7,365,086 7,912,520
- 234,431 - 23,090 -
- - - - 57,727
4,640,819 6,278,282 7,365,086 7,912,520 9,850,526
2016.03 2017.03 2018.03 2019.03 2020.03
28,402 100.0 2.6 13,146 100.0 1.7 28,000 100.0 1.4
17,228 60.7 0.7 7,805 59.4 5.6 16,900 60.4 1.9
8,598 30.3 12.9 4,625 35.2 18.2 9,395 33.6 9.3
2,574 9.1 4.8 715 5.4 39.6 1,705 6.1 33.8
19,614 69.1 1.8 8,966 68.2 3.8 18,802 67.2 4.1
8,787 30.9 4.6 4,179 31.8 3.2 9,198 32.9 4.7
4,510 15.9 2.4 2,110 16.1 9.2 4,798 17.1 6.4
4,277 15.1 13.2 2,069 15.7 19.9 4,400 15.7 2.9
88 0.3 15.2 76 0.6 98.9 72 0.3 18.3
21 0.1 78.8 10 0.1 23.2 10 0.0 54.5
4,343 15.3 13.4 2,135 16.2 21.6 4,462 15.9 2.7
3,011 10.6 14.3 1,384 10.5 14.6 2,968 10.6 1.4
( )
AJIS (MALAYSIA) SDN. BHD.
( )
( )
AJIS (THAILAND) CO., LTD.
AJIS (HONG KONG) CO., LTD.
AJIS (VIETNAM) CO., LTD.
AJIS PHILIPPINES, INC.